With the rapid intergration of modern technology into the financial industry, mobile wallets are gradually overtaking traditional payment methods.
In fact, according to McKinsey, 82% of Americans use digital payments for their day-to-day financial transactions including; online purchases, in-store checkout, and even P2P transactions.
The financial industry noticed an exponential increase in the number of digital payments during the COVID-19 pandemic — two-third of adults now send and receive payments through digital payments, according to WorldBank.
Google Pay, one of the popular digital wallet and payment services out there, has made it even easier for users to make and receive digital payments.
If you've been using the app for sometime now, you should be aware that the best way to get money off Google Pay is with a debit card — however, if you've lost or don't have a debit card, then you've come to the right place.
To help you out, we'll show you how to get money off Google Pay without debit card.
Table of Contents
Can I Use Google Pay Without Debit Card?
No, you can't use Google Pay without debit card.
A debit card is usually required for completing your account set up — it is the primary payment method you'd need to link to your Google Pay wallet before you might be able to make payments through the app.
Can I Withdraw Cash From Google Pay?
Yes, you can withdraw cash from Google Pay to your linked debit card or bank account; — the process is easy and only requires a few clicks.
Can I Get Money Off Google Pay Without Debit Card?
Yes, you can get money off Google Pay without debit card.
As a first attempt, you might want to consider asking a friend or relative that uses Google Pay if they can accept a Google Pay payment in exchange for physical cash.
You'll just need to send them the money and they pay you in physical cash — this way, you won't use your debit card for withdrawing the money.
Additionally, Google Pay allows residents of the US and Germany to link a PayPal account to their Google Pay wallets, which will be used for making purchases in participating stores, apps and websites.
And as a second attempt, you can use your PayPal account to withdraw money from Google Pay.
Also Read: How To Get Money Off Apple Pay Without Card
How To Get Money Off Google Pay Without Debit Card
Getting money off Google Pay without debit card is possible — however, the options available might not work for everyone, but it never hurts to try.
With that said, here are two ways to get money off Google Pay without debit card.
1. Ask a Friend to Help You Out
This is the most straightforward method for getting money off Google Pay without debit card; — all you'll need to do is to find someone in your entourage that use Google Pay, whether they are willing to accept a digital top up in exchange for physical cash.
If you're lucky enough, chances are they'll accept your proposal, maybe for some fees (which of course, shouldn't be much), and give you their payment details so you can send them the money.
Google Pay payments are instant, so you should receive your money in no time.
2. Use Contactless Withdrawal To Get Money Off Google Pay Without Debit Card
Google Pay supports contactless withdrawals for cards issued by financial institutions that offer the service.
If your bank or card issuer support contactless withdrawals, then you should be able to get money off Google Pay at an ATM without having to use your debit card.
However, you'll need to set up your card for contactless withdrawals in Google Pay.
If you're adding a new card to Google Pay that supports this feature, follow the steps below to set it up for contactless withdrawals:
- Open the Google Pay app.
- At the top right, tap your Profile picture and then "Wallet."
- At the bottom, tap "Add to Wallet."
- Tap "Payment card" and then "New credit or debit card."
- Use the camera to capture your card info or enter it manually.
- If you're asked to verify your payment method, choose an option from the list.
- Find and enter the verification code.
In case you're looking to set up contactless withdrawals for an existing card, follows the steps below:
- Open the Google Pay app .
- At the top right, tap your Profile picture and then "Wallet."
- Swipe to the card you want to enable and tap "Verify now."
- If you're asked to verify your payment method, choose an option from the list.
- Follow the on-screen instructions to finish setup.
Once you've set up contactless withdrawals for your card, you can use it to get money off Google Pay without debit card as follows:
- Locate an ATM with a contactless symbol.
- Open your Google Pay Wallet.
- Choose the card you wish to use.
- Tap your phone against the contactless symbol and enter your PIN.
- Let the ATM complete the transactions and take your cash.
3. Use PayPal to Get Money Off Google Pay Without Debit Card
PayPal is a popular payment service that allows people transfer money to and from any part of the world.
Besides being one of the best international money transfer apps, PayPal offers both individual and business entities the tools they need to effectively manage their finances.
Google Pay allows residents of the US and Germany to link their PayPal account to Google Pay as a payment method.
You can them use the PayPal account to get money off Google Pay without debit card.
But first, you'll need to set up PayPal with Google Pay as follows;
- On your phone, open the Google Pay app.
- Tap your Profile picture at the top right corner of the screen and then "Wallet."
- Tap "Add to Wallet" at the bottom of the screen.
- Tap "Payment card" and then "PayPal."
- Follow the on-screen instructions to link your PayPal account.
Once you've linked your PayPal account to Google Pay, you should be able transfer money from Google Pay to PayPal.
Frequently Asked Questions
How can I withdraw money from Google without ATM card?
You'll need to set up contactless withdrawals in Google Pay, and locate a contactless ATM to withdraw money from Google Pay without using your ATM card itself.
Can we transfer money from Google Pay without bank account?
You can transfer money from Google Pay to your debit card without having to use your bank account directly.
Can I add PayPal to Google Pay without debit card?
Yes, you don't need to have a debit card linked to PayPal to add it to Google Pay. You just need an account in good standing. However, you might be required to have a debit card linked to Google Pay before you should be able to add a PayPal account.
Final Thoughts
Google Pay is a popular digial wallet that have made most financial transactions even easier than ever.
When setting up an account, you'll basically need a debit card to complete the set up and start making payments through the app, and withdrawing money from the app basically requires a debit card.
However, there are some ways you can get money off Googe Pay without debit card which include; asking a friend for help, using Google Pay's contactless withdrawal, and using PayPal.
While some of these options might be convenient for most users, others might find them quite difficult, and if you're hooked somewhere in the process, this guide is always there to help you out.