How To Transfer Money From Google Pay To Bank Account (Without Charges)

Transferring money from Google Pay to bank account is a straightforward process. Here's how to complete the transaction without hassle and charges.
Tebid Kelly
how to transfer money from google pay to bank account

Nowadays, having money in our bank account is more than crucial for a healthy financial which is why most users wonder how to transfer money from Google Pay to bank account.

Google Pay is a mobile payment service developed and own by Google to that allows in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with their Android phones, tablets, or watches.

A bank account is a financial account maintained by a bank or other financial institution in which the financial transactions between the bank and a customer are recorded.

A bank account is basically used to carry out essential financial transactions such as paying bills, rent among others.

If you have funds in your Google Pay account and are wondering how to transfer money from Google Pay to bank account, keep reading.

To address that request, we've compiled a step by step process to help you transfer money from Google Pay to bank account without charges.

Table of Contents

Can I Transfer Money from Google Pay to Bank Account?

Yes, you can.

Google Pay allows you to transfer money to your linked bank account.

A bank account is actually necessary for Google Pay to work since it will be used to generate a UPI PIN for your account.

You can withdraw money through Google Pay without incurring any fees or inconvenience once you've added your bank account.

If you live in India or the US, you can even transfer money from Google Pay to other bank accounts.

Additionally, there would be no fees associated with completing the Google Pay to bank account transfer.

Also Read: How to Transfer Money from Google Pay to Cash App

How to Transfer Money from Google Pay to Bank Account Without Charges

You can transfer money from your Google Pay account to your bank account with only a few taps on your smartphone.

The best is, transferring money from Google Pay to bank account is completely free; — it goes without charges.

Here are the steps you need to complete the transfer.

Step 1: Setup a Google Pay Account

Make sure your phone is running Android 5.0 (Lollipop) or later before enrolling for Google Pay. Additionally, you must be at least 18 years old and have all necessary identity documents.

Then, follow the steps below to set up your Google Pay account.

  1. Download the Google Pay app from Google Play Store or Apple App Store.
  2. Open the app
  3. Select Create Wallet
  4. Enter your GP/skitto number
  5. Choose a preferred PIN and enter the reference code in case you were invited.
  6. Hit create wallet and follow prompts.

You can set Google Pay to be your default payment app if you have another contactless payment app on your phone.

Go to your phone's settings and make Google Pay your default payment app to complete the process. However, this should be based on your individual preferences and interests.

Step 2: Add Your Bank Account to Google Pay

Google Pay needs a payment method to work.

It's just like a vehicle and gas.

A bank account is the most convenient payment method for Google Pay.

In case Google Pay does not work with your bank, you'll need to link your debit card directly to the app.

Its always good to have along your bank account and routing number during the process.

The steps below can be used to add your bank account to Google Pay:

  1. Open Google Pay.
  2. At the top right, tap your photo. Bank account.
  3. Tap Add bank account.
  4. Choose your bank from the list.
  5. Select the account you want to add from the list of accounts that shows up.
  6. Next, you will have to verify your mobile number with the bank.
  7. After that, enter your UPI PIN correctly.
  8. You can add your debit card details to verify your account (if you don't have the UPI PIN).

Step 3: Transfer Money from Google Pay to Your Bank Account

The last thing to do is to transfer money from Google Pay to your bank account.

This can be done as follows:

  1. Open Google Pay.
  2. Click on your profile icon on the top right of the home screen.
  3. Just underneath your profile, click on "Google Pay balance".
  4. Tap "Transfer out".
  5. Enter the amount to transfer and click "Next".
  6. Choose a payment method (in which case should be your bank)
  7. Finally, tap "Transfer out".

Also Read: How to Transfer Money from Google Pay to PayPal

How to Transfer Money from Google Pay to Other Bank Account (External Account)

You can transfer money from Google Pay to other bank account that is not included in your payment options.

But not all countries have access to this.

The steps listed below allow you to transfer money from Google Pay to another bank account:

  1. Open Google Pay on your mobile device.
  2. On the home screen tap "New payment", it will take you to payment options.
  3. Select "Bank transfer" on the next screen.
  4. Once you select bank transfer, you'll be required to provide the following details:
    Recipient Name.
    Recipient account number and re-enter once again.
    IFSC code.
  5. Submit these details and proceed by clicking "Continue".
  6. Enter the amount you want to send. You may add a description if you want.
  7. On the next page, select a bank account and tap Proceed to pay.
  8. Enter your UPI PIN to complete the transaction.

Can I Use Google Pay Without Bank Account?

You can use Google Pay without bank account if you add a debit card that is not linked to any bank account; — a virtual debit card is ideal in this case.

In case your debit card is linked to your bank account, linking the debit card to Google Pay is more like linking your bank account to Google Pay and at this point, you can't say you're using Google Pay without bank account.

However, if your Google Pay account is linked to a bank account directly, you'll receive greater services.

It's also crucial to remember that you cannot use someone else's bank account.

Transactions will not go through if your bank account information does not match your Google Pay account profile information.

You won't be able to transfer funds from your G Pay account to another person's bank account as a result.

How to Transfer Money from Google Pay to Debit Card

If your debit card is already connected to your account, you can transfer money from Google Pay to it.

Before you may withdraw money from Google Pay to a debit card, you must add the card as a payment option in your Google Pay account.

Here are the steps to add your debit card to Google Pay:

  • Sign in to the payment methods section at pay.google.com
  • Click Add payment method at the bottom of the screen
  • Tap on Add credit or debit card
  • Enter your debit card information
  • If you're required to verify your payment method, choose an option from the available list
  • Follow instructions on the screen

How Long Does it Takes to Transfer Money from Google Pay to Bank Account?

It could take 1 to 3 business days for Google Pay to fully transfer funds to your bank account.

By selecting the Insights tab and checking each of the "All transactions" sections, you can keep tabs on the status of your transactions.

How To Check Bank Account Balance in Google Pay?

To check your Google Pay bank balance, follow these steps:

  • Open the Google Pay application on your mobile device. 
  • Tap on the profile icon. Google Pay's profile icon is on the top right side of the screen.
  • Now, There's a list of all linked bank accounts under "Payment Methods".
  • Tap on the bank account of which you want to check the bank balance.
  • On the next screen, there will be a "View Account Balance". Tap on it.
  • Enter your UPI PIN.
  • Google Pay application will show your bank account balance.

How to Transfer Money from Google Pay Using a Mobile Number

  1. Choose the Phone number option under Transfer money.
  2. Now, enter the mobile number of the person you want to send money to or tap the small contact icon to choose the phone number.
  3. Tap the blue Pay button at the bottom.
  4. Enter the amount and add a note.
  5. Now, choose the bank account you would like to use to make this payment.
  6. Tap Pay and enter your UPI PIN.
  7. Then, tap submit and your transaction will be successful.

How to Transfer Money from Google Pay to a Mobile Number

To transfer money from Google Pay to a mobile number, Open Google Pay on your mobile device. At the bottom of the screen, select New Payment.

Select the Bank Transfer menu item. Put in the account number of the person you want to transfer money to, enter it in again, put in the IFSC code, and then put in the person's name.

How to Transfer Money from Google Pay to iPhone

To transfer money from Google Pay to iPhone, open Google Pay and select "New payment" from the screen.

This will lead you to the payment options screen, where you must select the Bank transfer option.

After selecting bank transfer, the screen will prompt you to enter the recipient account number once more.

However, you might need to download the iOS app to your iPhone first.

How to Install Google Pay in iPhone

  • Download Google Pay on phones running iOS 10.0 or higher.
  • Enter your phone number.
  • Sign in with your Google account.
  • Follow the instructions to secure your Google Pay app and add a bank account. Fix problems verifying your phone number.

Why Did I Get the "Transaction cannot be completed" Error?

For a variety of reasons, you can get a transaction error when transferring money from your Google Pay account to a bank account.

Some of them are as follows:

  • There are some issues with your account. Maybe you haven't verified your account yet, which you should do right now.
  • To fund the transfer to your transaction, you're utilizing a credit card. G Pay does not allow you to send money using a credit card.
  • In your Profile options, your name and address do not match. You must provide your real names for your mailing address.
  • If you're sending money to another G Pay account, it's possible that their account is having problems, and you should advise them to check their notifications area if this is the case.
  • You're using a G Pay account that's more than a year old. Google Pay now demands that you update your app to the most recent version.

If you can't find a related reason from the aforementioned ones, you may contact Google Pay Support for assistance.

Is it Safe to Use Google Pay?

You may use Google Pay without worrying about losing your money because it has superior security to stop online fraud.

You can expect the best services by adding your bank and debit card details to your G Pay account whenever you like.

Since it's difficult to access your account without the login details, no one can know your bank account or routing numbers.

Additionally, no one else can withdraw cash using your account number.

A thief needs both the account and routing details in order to successfully steal from you.

However, stealing from you is not a simple act.

Final Thoughts: How to Transfer Money from Google Pay to Bank Account

Google Pay is a mobile wallet developed by Google to facilitate payments.

Transferring money from Google Pay to bank account is a simple and straightforward process and can be done without any charges.

However, if you're confused, this article covers all the steps you need to complete the transfer.

Frequently Asked Questions

How do I get money from Google to my bank account?

To transfer money from Google Pay to your bank account, go to your profile and tap Google Pay balance, then tap Transfer Out.

Can I withdraw money from Google Pay?

Yes. You can transfer out money from Google Pay to a debit card or bank account. With a debit card, the transfer time is usually quick (within minutes), but you'll be charged a small fee (1.5% or $0.31 if you are transferring less than $20.70). Bank account transfer time can take 1-3 business days.

Does Google Pay charge a fee for bank transfer?

No, Google Pay does not charge a fee for a bank transfer.

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About the Author

Tebid Kelly
I'm Tebid Kelly, A Content Creator, Video Producer Financial Consultant and Certified Google Publisher. I write contents for aimtuto.com, financialhint.com which are my two blogs.

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