The world is constantly in an evolvement phase, where traditional banking methods are gradually losing their place to digital banking methods like virtual cards.
A virtual card is a card stored on your phone that can be used to pay contactless in stores or online, and has its own unique card number, expiry date, and CVC.
Virtual cards come with lot of benefits and according to some source, they are widely preferred over traditional bank cards primarily because they are easy to get and do not require much paper work as traditional bank cards do.
Though they come with lot of benefits especially when used for online purchases, their main drawback, however, is most of them don't allow you withdraw money from their balances, making most users to wonder how to get money off a virtual Visa card.
Thankfully, there are some walkarounds to withdrawing money from a virtual card.
To help you out, we've compiled the best ways to get money off a virtual Visa card without hassle.
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Can I Withdraw Money From A Virtual Card?
Virtual cards are not linked to any bank account making it directly impossible to withdraw money from their balances.
However, some virtual cards offered by most companies can be used to withdraw funds at contactless ATMs.
Can You Get Money Off A Virtual Visa Card?
Yes, you can get money off a virtual Visa card, though not directly.
You can use the virtual card for your online transactions as a way to withdraw funds from it, or you can link the card to a mobile wallet and withdraw the money from it to your bank account.
How To Get Money Off A Virtual Visa Card
As earlier mentioned, you cannot directly get money off a virtual Visa card; — you can only use indirect methods to withdraw money from the virtual card.
You might find the following ways useful if you're looking to get money off your virtual visa card.
1. Use a Mobile Wallet (Like PayPal or Venmo)
PayPal is a safe and secure online payment system that lets you pay for things and send and receive money.
After you link your bank account, credit card, or debit card to your PayPal account, you can use it to make online purchases at participating stores.
PayPal works as a link between your bank and merchants, assuring the security of your payment information.
You can use PayPal to get money off a virtual visa card.
To withdraw funds from a virtual visa card using PayPal, you must first link your virtual visa card to PayPal. Keep in mind that not all virtual cards are accepted by PayPal.
If your card is accepted by PayPal, you can quickly link it to your PayPal account.
Once linked, you will be able to send funds from your virtual visa card to PayPal.
When the money comes in your PayPal account, you can transfer it to your bank account via PayPal. It should take 3 to 5 days for the funds to appear in your checking account.
However, many people may find this method difficult because PayPal does not allow all of its users to transfer money from a virtual card to their PayPal account.
If that's the case for you, I will simply advise you to use your virtual visa card for PayPal transactions and keep the money you were going to spend for the transaction.
Venmo is a peer-to-peer (P2P) payment app for iPhones and Android phones that allows users to quickly and effortlessly send and receive money.
You can now link the virtual visa card to Venmo and use it for your Venmo transactions.
This will also allow you to save the money you would have spent on transactions in order to withdraw funds from your virtual visa card.
2. Use the Visa Gift Card for Purchases
Using the virtual visa card itself for online transactions is a great way to simply get money from it.
The card can be used to shop online anywhere Visa payments are accepted.
3. Purchase Gift Cards With the Virtual Visa Card
Buying gift cards is another wonderful way to get money off a virtual visa gift card.
After purchasing gift cards, you can convert them to cash in a variety of ways.
This method allows you to trade gift cards and make money while receiving money from your virtual visa gift card.
If you have gift cards to trade, you can instantly sell them for cash on gift card exchange services.
If you want bitcoin, you can also instantly sell gift cards for bitcoin.
Can I Make a Payment Using Virtual Visa Card?
Yes, you can use a virtual visa card for making payments online.
A virtual visa card has the benefits of simplicity, convenience, safety, and security.
Furthermore, given the rapid expansion of electronic payment, it will only be a matter of time before every business accepts virtual visa cards.
The virtual visa card is accepted wherever Visa cards are accepted, including over the phone and online.
You can use the card to make purchases and send money to third-party payment services such as Venmo.
How Do I Transfer My Virtual Visa Card To My Bank Account?
You cannot directly transfer money from a virtual Visa card to your bank account since most if not all virtual cards do not support transfers to bank accounts.
However, you can use indirect methods to transfer funds from a virtual Visa card to a bank account.
Can You Transfer Virtual Card To Cash App?
Cash App works only with a few virtual cards; — you cannot, however, transfer money from a virtual card to Cash App.
To learn more, check out this guide on what cards that work with Cash App.
Frequently Asked Questions
Can I use virtual debit card in ATM?
You can only use a virtual debit card to withdraw funds from an ATM if both the card app and ATM support cardless withdrawals.
What ATMs allow virtual cards?
Only cardless ATMs will allow you to withdraw money from a virtual card. However, the virtual card app must support cardless ATM withdrawals.
This guide was on how to get money off a virtual visa card.
While considering any of the methods mentioned in this guide, do bear in mind that not all will work out for everyone (just like the PayPal method), and I'll recommend trying out all the aforementioned methods to see which one works best for you.
In the meantime, all I can wish you is good luck in withdrawing money from your virtual visa card.