How To Get Money Off Apple Pay Without Card (The Best Ways)

Apple Pay is a payment service that allows users to make purchases. Find out how to get money off Apple Pay without card.
Tebid Kelly
get money off apple pay without card

With over 500 million registered users worldwide, Apple Pay is probably one of the digital payment apps that have come to stay.

Apple Pay is a mobile payment service that lets you make purchases in stores, on websites, and in apps; — and coupled to the fact that Apple Pay is widely accepted, it offers a private and secure way to make purchases where accepted.

The best is, getting started with Apple Pay is pretty easy for iOS users — all you need to do is to open the Wallet app and click on add a card, then add your payment card that would be used for funding your Apple Pay transactions.

If you've been using Apple Pay for sometime now, you should know that the best way to get money off the wallet is by using a debit card.

However, if you lost your card or don't want to use it for withdrawals, the good news is, you can still get money off Apple Pay without using the card.

Wondering how? Keep reading.

To help you out, we've compiled the best ways to get money off Apple Pay without card.

Table of Contents

Can You Get Money Off Apple Pay Without Card?

Yes, you can get money off Apple Pay without card.

In fact, there are a couple of ways you can use — however, how effective it'd be possible depends on the method you use for the process.

We'll cover the different methods you can use later.

Also Read: How To Get Money Off Google Pay Without Debit Card

How To Get Money Off Apple Pay Without Card

Considering the fact that the best way to withdraw money from Apple Pay is to transfer the funds to a debit card, you'll need to use some tricky ways if you're looking to withdraw funds without having to use a debit.

If you're looking to get money off Apple Pay without card, you'll want to consider any of the options outlined below.

1. Ask A Friend To Help You Out

Asking a friend for help should never hurt, especially if it's someone you know and trust.

So you might want to consider asking a friend that uses Apple Pay as well, if they are willing to receive an Apple Pay top up then pay you with physical cash.

If they don't need a wallet top up at moment, they'll ask you to send the money (with some little fees in some cases), which should be willing to pay if you really need the cash.

The good news is, Apple Pay transfers are usually instant and as soon as you send the money, the recipient receives the funds instantly.

To send them money;

  1. On your iPhone, open the Wallet app.
  2. Tap "Send or Request" then, select or add the person you want to send money to.
  3. Tap "Next" then, enter the amount you want to send.
  4. Tap "Send" then, tap the "Send" button.
  5. Confirm your payment with Face ID, Touch ID, or your passcode.

Once they receive the money, they'll repay you with the cash you need.

2. Transfer The Funds To Your Bank Account

Apple Pay allows US users transfer funds to their bank accounts, and you can use this as a way to get money off Apple Pay without card since it doesn't directly involves your card.

To transfer money from Apple Pay to bank account:

  1. Open the Wallet app on your iPhone, tap your "Apple Cash card" the, tap the "More" button, and tap "Transfer to Bank."
  2. Enter an amount and tap "Next."
  3. Tap "1-3 Business Days." If you don't have a bank account set up, follow the instructions on your screen to add one.
  4. Tap "Transfer." Then confirm with Face ID, Touch ID, or passcode.

As mentioned in the 3rd step earlier, your funds would reflect in your bank account within 1 to 3 business days.

Also Read: How Can I Transfer Money From Google Pay To Apple Pay

3. Use Apple Pay Directly For Transactions

This method to get money off Apple Pay without card works best if the reason you're looking to withdraw the funds from your wallet is to use it for a purchase.

If you have the Apple Cash card, you'll be able to make purchases anywhere debit cards are accepted, regardless of whether the merchant accepts Apple Pay or not.

Frequently Asked Questions

How do I withdraw money from Apple Pay?

You can easily get cash from Apple Pay by withdrawing your funds to your linked bank account or debit card

How do I transfer money from Apple Pay to cash without card?

When looking to transfer money from Apple Pay without the card, you can consider asking a friend to help you out, or transfer the funds directly to your bank account.

Can you use Apple Pay without a card?

No, you can't use Apple Pay without linking a supported card to the wallet.

Final Thoughts

Apple Pay is a popular mobile payment service that's popular among individuals and businesses.

You'll basically need to add a card to your wallet when setting up an account, but you can get money off Apple Pay without having to use the card you linked to your account.

Requesting a freind's help is always a first way to consider — coupled to that, you can also transfer the funds to a bank account, or use Apple Pay for completing a transaction directly.

About the Author

Tebid Kelly
I'm Tebid Kelly, A Content Creator, Video Producer Financial Consultant and Certified Google Publisher. I write contents for, which are my two blogs.

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