Nowadays, moving with money in the pocket isn't much necessary since the release of digital payment services and money transfer apps.
In fact, its no longer necessary to hold funds in a checking account; — checking accounts alternatives like Netspend offer a wider range of benefits and the convenience you need when paying for purchases and other financial transactions.
The Netspend prepaid cards, according to many sources accounts for a huge amount of money transfers in the digital economy.
This just defines the large number of individuals and businesses that use the Netspend prepaid debit card for their numerous financial transactions.
In most cases, cardholders don't actually move with their cards and if the need of funds arise, you might be wondering how to get money off Netspend account without card.
What's even best with this prepaid card provider is, you can withdraw money from the account without using the card.
Wondering how? Keep reading.
That being said, in this article, I'll show you how to get money off Netspend account without card.
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How to Get Money Off Netspend Account Without Card
There are a couple of ways to get money off Netspend account without card; — they are pretty easy and straightforward methods.
To get money off Netspend account without card:
1. Ask a Friend to Help You Out
Asking a friend to help you out should be the first thing to consider when looking to get money off Netspend account without card.
All you need to do is to ask them if they can accept Netspend funds and pay you with physical cash.
If they accept, then you'll just need to send them the funds which can be done in a couple of seconds.
The process is similar to transferring money from one Netspend account to another.
You may need the following to send money to other Netspend users.
- Name of friend or family member
- FlashPay ID (This can be found in your online Netspend account portal)
2. Transfer to a Bank Account (Using PayPal)
Another way to get money off Netspend account without card is to transfer the funds to a bank account.
Netspend does not, however, allow users to transfer money to their bank account directly.
However, you can use a money transfer app such as PayPal as a bridge to transfer money from Netspend to your bank account.
Netspend works with PayPal meaning, you can transfer money from Netspend to PayPal.
However, you might need your routing and account number to link your Netspend account to PayPal.
Once the funds arrive your PayPal account, all you'll need to do is to withdraw them to your linked bank account.
3. Use Virtual Account Number
Netspend lets you generate up to 6 temporary virtual account numbers for different transactions without having to use the card.
This feature comes with lots of benefits.
For instance, when you wish to make a purchase from an unfamiliar or unknown website, you give them your virtual card number, and then you cancel the virtual number after making the purchase.
This will prevent the merchant from having your card information after it has expired.
This method can be applied to free trials of subscription services.
If you provide the merchant with your virtual card number, they will be unable to charge you for the full service even if you neglect to cancel the membership before the trial period has ended.
To generate a virtual account number with Netspend:
- Open Netspend app or website and log in
- Go to Netspend Account Center
- Generate a temporary Virtual Account number
- Use the new Virtual Account number
You can now provide the new virtual account number when asked for your Netspend card number.
The same virtual card contains additional details like the CVV and expiration date.
4. Request a Check
Another great way to get money off a Netspend account without card is to request the Netspend support team for a check.
It should be emphasized, nevertheless, that this method is often taken by users who want to close their accounts.
Additionally, you can use it to get money off your Netspend account without card.
You just need to get in touch with Netspend's customer support team, and you'll be all set.
To request a check from Netspend:
- Call Netspend Support.
- Request a Check.
- Receive the Check.
5. Use Third-Party Services
Third-party services like MoneyGram and ExpressPayment can help you get money off a Netspend account without card.
Check with the online retailer or merchant to verify if services like MoneyGram and ExpressPayment are accepted before you can make a payment.
If the store supports these other forms of payment, you can withdraw funds from your Netspend account without using a credit card.
6. Use the Netspend Card Through a Wallet App
Another great way to withdraw money from your Netspend account without using the card is by using a wallet app.
A lot of people and businesses accept wallet apps like Apple Pay as a payment method (including large retailers).
The best part is that Apple Pay supports prepaid cards like the Netspend prepaid debit card. This enables you to link your Netspend card account to Apple Pay and use it for various financial activities without the need for a physical card.
To add your Netspend card to Apple Pay wallet:
- Go to the Wallet app on your iPhone.
- Tap the "Add button" (+).
- Tap "Continue."
- Tap "Enter Card Details Manually."
- Enter your card information.
- Tap "Next."
How Do I Get a Netspend Card
Its easy to get a Netspend card; — all you'll need to do is to fill out an online order form! There are no upfront costs or credit checks.
You will need to submit your name, street address, date of birth, and other details that will help Netspend identify you in order to activate the Card Account.
The USA PATRIOT Act, a Federal law, mandates all financial institutions and their third-party service providers to receive, verify, and record information that identifies each person who establishes a Card Account, thus Netspend is required to collect this information in line with that law.
It is not possible to open a Card Account if you live in Vermont.
How Much Does it Cost to Order a Netspend Card?
If you register for a Netspend card online, the card is free.
A card can cost $5 to $10 at a retailer like Walmart.
A Netspend card offers no cash advance fees, late payment fees, credit check fees, minimum balance requirements, interest rates, or card activation fees.
What Do I Do If my Card is Lost or Stolen?
If you can't find your Netspend card, contact customer care right away by dialing 1-866-387-7363, which is a toll-free number.
To report it lost or stolen, you can also log into their online account center.
To accomplish this, choose "My Account" > "My Prepaid Cards" > "Report Card Lost/Stolen" from the main menu. You can also purchase a fresh card there.
Final Thoughts: How to Get Money Off Netspend Account Without Card
Netspend card are considered as checking account alternatives and account for a huge amount of money transfers per year as per many sources.
You can get money off a Netspend account without using the card and if you're wondering how, this article compiles the best ways to help you out.
Frequently Asked Questions
Can I withdraw money from my Netspend card without my card?
Yes, you can withdraw money from Netspend without card. Check the aforementioned sections for the different ways you can use.
How do I get money out of my Netspend account?
One way is to withdraw your money at an ATM or spend all the money on your Card Account. You can also request the funds be sent to you via check (mailed within 3 or 4 weeks). There is a $5.95 fee for receiving a check. To do this, call us at 1-866-387-7363, or log in to the Online Account Center to close your account.
How do I get my Netspend card number without my card?
Ask a friend to help you out, use a bank account, generate virtual account numbers to get money off a Netspend card without card.