Zelle does not directly work with Cash App, but you can send money from Zelle to Cash App.
Cash App is a popular P2P payment service that lets users send and receive money conveniently.
Cash App also offers financial aid to eligible users by letting them borrow money from the platform.
Zelle is a P2P payment service just like Cash App, but the main difference that lies between them is Zelle does not have a digital wallet that lets users store funds in a virtual account.
Zelle is typically known for moving funds between banks, not with other digital payment services such as Cash App.
Though both apps don't integrate, there's a way to move funds between them, but can be done only through an indirect process.
If you're wondering how to send money from Zelle to Cash App, keep reading.
To help you out, I've compiled this step by step process to help you transfer money from Zelle to Cash App and vice versa.
Table of Contents
Does Zelle Work With Cash App?
No, Zelle does not work with Cash App.
In fact, you can't even link your Cash App card to Zelle since Zelle is known fr reporting an error message whenever a user tries to link a Cash card to it.
This complicates the process of sending money from Zelle to Cash App; neither can you can't integrate Cash App into Zelle nor can you link a Cash App card to Zelle.
However, there exist a walkaround for sending money from Zelle to Cash App which will be covered the following paragraphs.
Also Read: Does Chime Work With Zelle?
Can You Send Money From Zelle To Cash App?
Yes, you can send money from Zelle to Cash App, but that can't be done directly.
The only way to send money from Zelle to Cash App is by using a linked bank account as a bridge for the transaction.
That being said, you'll need to link the bank account to both Zelle and Cash App, start by transferring funds from Zelle to the bank account and finally, move the funds from your bank account to Cash App.
How To Send Money From Zelle To Cash App
As earlier mentioned, the only way to send money from Zelle to Cash App is by using a linked bank account for the transaction.
With that in mind, here's how to transfer money from Zelle to Cash App.
Step 1: Download Both Zelle and Cash App
The first thing to do when looking to send money from Zelle to Cash App is by downloading the apps on your mobile device.
Android users can download the app from Google Play meanwhile, iPhone users can get the apps from the App Store.
Step 2: Link Your Bank to Zelle
The next thing to do is to link your bank account to Zelle.
If your bank is in the Zelle network, then linking it to Zelle should be easy and can be done directly from the Zelle app or from your bank app.
Here's a list of banks that work with Zelle.
In case you have a credit union instead, here's a list of credit unions that work with Zelle.
Here's how to link a bank account to Zelle.
- Log into your Zelle account.
- Go to the Settings.
- Tap Add Bank.
- Follow the onscreen instructions.
Step 3: Link Your Bank to Cash App
You'll need your account and routing number to link your bank account to Cash App.
You can link your bank account to Cash App as follows:
- Tap the Profile Icon on your Cash App home screen.
- Select Linked Banks.
- Tap Link Bank.
- Follow the prompts.
Step 4: Transfer Money From Zelle to Your Bank Account
The next thing to do is to transfer the funds from Zelle to your bank account.
Here's how to send money from Zelle to a bank account.
- Open the Zelle App.
- Select "Send Money."
- Enter the amount you want to send.
- Follow the prompts.
Step 5: Transfer Money from your Bank Account to Cash App
The last thing to do when looking to send money from Zelle to Cash App is to add the funds from your bank account to your Cash App account.
It can be done as follows:
- Log in to your Cash App account.
- Select "Add money."
- Enter the amount to add to Cash App.
- Choose your bank.
- Follow the prompts.
That's how you get to send money from Zelle to Cash App.
How Long Does It Take to Send Money From Zelle to Cash App?
It takes approximately 3 to 5 days to send money from Zelle to Cash App.
The time it takes depends on your bank and whether or not you have a Cash App and Chime account already created.
How Do I Send Money from Cash App to Zelle?
If you wish to transfer money from your Cash App to your Zelle account, you can do it indirectly.
There is just one way to do this, and it requires that your bank account be linked to both Zelle and Cash App.
You can take a cash withdrawal and transfer the funds to your bank account using the Cash App. You can then send it to Zelle.
If you prefer to wait for the transfer to complete, it’ll take one to two business days for the transaction to complete.
Obviously, you may avoid waiting for long by selecting the instant transfer option.
Once the funds are in your Zelle account, you can transfer them to another Zelle account of your choosing.
It's a difficult process, though, so it might be simpler if you urge your friend to open a Cash App account so you can send them money.
Can You Link Your Cash App Card On Zelle?
You cannot link Cash App cards and Zelle because they are incompatible.
As a result, Zelle will prevent you from entering your Cash App card information and display an error message.
You will be informed by Zelle that your card is ineligible for linking and given a link to read more about their card eligibility.
Are There Fees for Using Zelle and Cash App Together?
The fact that there are no additional fees or costs associated with money transfers between bank accounts while using Zelle is a benefit.
However, Zelle does recommend that you check with your bank to see if there are any fees associated with using the services of the mobile app.
The instant transfer cost in Cash App ranges from 0.5% to 1.75% (for a minimum fee of $0.25), and it is immediately reflected on your debit card.
When using Zelle and Cash App together, be sure to inquire about your bank's fees and avoid using the instant transfer feature of Cash App to avoid incurring any fees.
The normal delivery typically takes one to two days to emerge after the transfer.
What Are The Zelle Sending Limits?
It's not as simple to find up Zelle restrictions as it is on a website.
If your bank or credit union accepts Zelle and you already have a Zelle account, get in touch with them to learn more about their Zelle sending limits.
What we do know is that if your bank or credit union does not support Zelle, your weekly send cap is $500. Additionally, there is no way to modify this transfer limit.
Is It Safe To Use Zelle And Cash App?
Zelle and Cash App are both safe to use. Both platforms have implemented security measures to guarantee that their users are secure when conducting online transactions.
To safeguard their customers from fraudulent transactions, they employ data encryption.
Additionally, user data is stored in a secure environment.
Your login information and personal information are kept private. Unless you divulge your login information, no one else may access your account and make a transfer.
Cash is riskier than money apps like Zelle and Cash Apps since digital payments cannot be lost.
Users must also set up an account with a password to ensure that they are sending money to the correct recipient.
Because you don't have to give the person receiving the money your routing number and bank account number, it is safer than writing a check.
However, you need to be careful and make sure that you’re transferring payments to the proper individual.
You might need to enable extra security features like scanning QR codes, text or email verification, etc.
Final Thoughts: Does Zelle Work With Cash App
Zelle and Cash App are popular payment apps that let users send and receive money conveniently.
Zelle works with U.S. banks and credit unions and does not work with other payment services such as Cash App.
This means you cannot directly send money from Zelle to Cash App, but you can do it indirectly with the help of a linked bank account as a bridge.