In today's world, everyone wants a simple and straightforward way to access their funds. Most ReliaCard users are wondering how to transfer money from ReliaCard to Bank Account.
The process of transferring money from ReliaCard to bank account is simple and only takes some steps to complete.
The ReliaCard is a reloadable, prepaid debit card offered by U.S. Bank. You can choose to receive your child support payments electronically.
Although it is not a credit card, it functions much like other debit cards. The recipients can receive their money on time and use it for a variety of purposes.
Having money in an account that is difficult to access when you need it is always a bummer.
ReliaCard users are allowed to withdraw their funds to their bank accounts.
Well, depending on the type of program you opt into, you might be able to transfer money from ReliaCard to your bank account.
That said, this article focuses on showing you how to transfer money from ReliaCard to bank account.
Table of Contents
How to Transfer Money From ReliaCard to Bank Account
You can easily transfer money from your Reliacard to a bank account when in need of cash. Direct bank transfers are not supported by all ReliaCards, though.
Nevertheless, some ReliaCards do not let you transfer money directly to a bank unless you use a third-party middleman.
For instance, you can't directly transfer money from Netspend to a bank account unless you use PayPal as a middleman.
To transfer money from a U.S. Bank ReliaCard to a bank account, you will need to link your debit card to your bank account by clicking on "Transferring Funds" and then fill in the required information for the transfer process to begin.
You can link your card online because the prepaid debit card enables you to manage it online via the mobile application or the website.
Once your accounts have been successfully linked, you can initiate ACH withdrawals. Your transaction history and statements will always show the transfers.
A successful bank transfer requires enrollment in a program that permits Reliacard-to-bank transfers.
Transaction fees, which you can see as you complete the transactions, will be applied when you withdraw money from a bank account.
How Long Does It Take To Transfer Money From ReliaCard To Bank Account
Depending on the bank you use, the time it takes to transfer money from your ReliaCard to your account varies. It typically takes 3-5 days for the money to show up in your bank account. You can send money using the mobile app or the internet.
Go to the "Manage Money" tab, select "Card to Bank Transfer," and then enter your account details to send money as directed when you are logged into your ReliaCard account online.
You should enter the right information to prevent complications.
What is the ReliaCard?
The ReliaCard is a reloadable, prepaid debit card issued by U.S. Bank. It provides an electronic option for receiving your child support payments. It is not a credit card, but works similarly to other debit cards.
How Does the ReliaCard Work?
Reliacard makes it simple to conduct various transactions effectively. After you make a deposit to the card's account, you can use it to make purchases online, over the phone, or through the mail.
Additionally, you can get cashback when you make purchases from participating merchants or when you withdraw cash from ATMs, banks, or credit unions.
To be eligible for the card, you don't need a bank account or credit score. The U.S. Bank reliacard Visa (FA-100-ES) form must only be completed once, then returned to DHHS.
The card has no limit, so you can use it as many times as you like to transfer money from your reliacard to your bank account.
Typically, the entire amount of money used during your transactions is deducted from the card's available balance.
Reliance cards are typically pre-paid, but some businesses over-authorize them, which can result in irrational spending and, in some cases, an overdraft.
Therefore, it is imperative to check your balance before spending in order to prevent an over-authorization on your card account and avoid expensive overdraft fees.
How Do I Get a ReliaCard?
You must fill out the application and mail it to the provided address in order to receive the U.S. Bank Visa ReliaCard. You must provide details like;
- Your first and last name
- Your Physical address
- City
- State
- Zip Code
- Social Security number
- Date of Birth
- Email Address
- Signature
- Date of application
The US Bank asks for a lot of information from you because the federal government mandates that every financial institution obtain and verify such information to help in the fight against terrorism and money laundering.
In 5-7 business days after you submit your application, your card will arrive. You must use the ReliaCard website or the ReliaCard mobile application to activate the card online after you receive it.
Can You Transfer Money From ReliaCard To Bank Account FAQs:
How Do I Check the Balance For My Reliacard?
Maintaining a record of your expenditures is a good idea. In this manner, any shady activity on your card will always be seen.
Most victims may not notice if they aren't paying attention to their accounts when some people hack into other people's accounts and make small automatic transfers from their accounts to theirs.
To stay informed about how much money is still available after a transaction, you can sign up for alerts to receive SMS or email updates about your ReliaCard balance.
At an ATM, you can also check the balance of your account. Some people are not aware that an ATM can be utilized for purposes other than cash withdrawals.
ATMs allow you to check your balance, make deposits, send money to others, and withdraw cash. You can check your balance using your app as well.
The ReliaCard app can be downloaded from the appropriate official app stores for both the Android and iOS operating systems.
Where Can I Withdraw Money From My ReliaCard?
There are numerous ways to use your Reliacard to make free withdrawals, some of which are listed below:
Withdraw from an ATM
Using an ATM to get cash is the most practical way to use your ReliaCard to get cash.
You must enter or swipe your card and use your PIN to withdraw money, making sure that no one can see your PIN.
The ReliaCard website or your smartphone app can quickly identify the closest surcharge-free ATM.
Any ATM card that takes Visa or MasterCard can be used to withdraw cash. ATM withdrawals are quick, but not all locations have them.
Withdraw from Cashbacks
When you use your Reliacard to make purchases at participating businesses like restaurants, online shops, healthcare facilities, hotels, grocery stores, and gas stations, you receive cashback.
You can use the cashback to make additional purchases and make money on your card as a result.
Cashbacks help businesses retain customers and boost revenue. Follow the instructions listed below to receive your cashbacks:
- When the machine asks for credit or debit, select "Debit"
- Key in the 4-digit PIN
- Select "Yes" to get cashback
- Enter the amount, and press "OK".
Most of the time, using a debit card rather than a bank account to make direct purchases from merchants is more practical.
Withdraw from a bank, credit union or Teller
Like many other debit cards, the ReliaCard enables you to make cash withdrawals from your card account at a bank or credit union.
You must enter your personal information, such as a driver's license, passport, or other official ID, to prove that you are the card's owner.
Before withdrawing money, you must check with the bank or credit union and pay any over-the-counter fees.
Can I Withdraw Money From Reliacard Without PIN?
Yes. With Reliacard, you can withdraw cash without entering your card's PIN.
Simply visit a teller at a bank or credit union that accepts the card to complete the transaction.
Then present your ID and sign the necessary documents. While you wait for your PIN to be reset, you can make over-the-counter withdrawals if you forget your PIN and urgently need money.
How Do I Pay Bills Online With ReliaCard?
Make sure you are paying reputable online sellers or service providers before moving forward. Because some people might steal your card information and use it fraudulently, you shouldn't put your trust in just anyone.
When paying bills online with a Reliacard, you must provide the information listed below:
- The 16 digit card number
- The card's expiry date, and
- The card's security code to the seller/ service provider's website
How Do I Avoid Fees on My Reliacard?
There are many ways to avoid paying fees when using your U.S. Bank Reliacard for withdrawals and transactions. These are what they are:
- Withdraw money from an ATM that is part of the network — When you withdraw money from an in-network ATM, there are no costs. There are no fees at US Bank, Allpoint, or MoneyPass ATMs.
- Withdraw money from the bank or credit union — When you withdraw money from a bank or credit union, you will not be charged any fees.
- Online, at an in-network bank, via email or SMS alerts, or on your monthly statement, you can get a free balance inquiry.
What Should I Do If My ReliaCard is Lost?
If you lose your card, you must call Cardholder Services at 866.936.0317 to have it blocked so that no one else can use it to steal your money.
Within ten business days, a new card will be delivered to the physical address you provided during registration. You must still activate the replacement card once you get it.
You won't be held liable for any fraudulent transactions because the card doesn't have any liability protection.
However, the protection policy might not be applicable if you reveal your PIN or fail to report on time.
Final Thoughts
With a Reliacard, you can direct deposit government payments like unemployment benefits.
You can transfer money from your Reliacard to a bank account if your program allows it.
You can access the funds on your card account over the counter, at participating stores, and at ATMs. Online card management is available.
Contact customer service as soon as possible to have your Reliacard deactivated and a replacement card sent to you if you lose it.