Looking to transfer money from Chime to Cash App? Though the process is tricky, it is however, easy given you follow the steps outlined in this article.
Chime is a financial technology company that offers fee-free banking services that are provided by The Bancorp Bank or Stride Bank, N.A. It is in fact, one of the best banks that don't use ChexSystems Account-holders are issued Visa debit cards or credit cards and have access to an online banking system accessible through the company's website or via its mobile apps.
Cash App, on the other hand, is a popular P2P payment service that lets users send and receive money conveniently and securely.
Cash App offers many features that helps users use their funds in a more flexible way; which is why most Chime users will want to move their funds to Cash App.
Transferring money from Chime to Cash App is not directly possible since both apps don't integrate.
However, you can transfer money from Chime to Cash App using some indirect methods.
Confused about where to start? Don't worry!
To help you out, we've compiled the best ways to transfer money from Chime to Cash App without much hassle.
Also Read: How to Transfer Money from Cash App to Chime
Can You Send Money from Chime to Cash App?
Yes, you definitely can.
You can transfer money from Chime to Cash App by adding Chime as a bank to Cash App.
You can add your Chime debit card on Cash App for an instant transfer or add your Chime bank to the Cash App which will require your Chime bank name, address, account and routing number.
How to Transfer Money from Chime to Cash App?
As earlier mentioned, there's no feature in Cash App or Chime that lets you link both apps together and hence, a direct transfer of money from Chime to Cash App is not possible.
You only got to rely on indirect but straightforward method to transfer money from Chime to Cash App.
That said, here's how to transfer money from Chime to Cash App.
Step 1: Link Your Chime Account to Your Cash App
Adding your Chime account to Cash App is the first thing you will want to do to start transferring funds.
In this step, you'll need your Chime bank name, address, account and routing number.
You can also link your Chime debit card directly to Cash App to transfer the funds instantly.
Once you've compiled the necessary information, follow the steps below to add Chime as a bank on Cash App.
- Open Cash App.
- Tap the Profile Icon on your Cash App home screen.
- Select Linked Banks.
- Tap Link Bank.
- Follow the prompts (Remember, you can add your Chime bank account or your Chime debit card).
Other cards, such as secured or unsecured credit cards, can be linked in the same way. Once the account has been added, the money transfer option will be available.
Step 2: Confirm the Information
You need to take extra precaution when transferring money online. That said, you'll need to confirm every information before transferring funds.
- Make sure you're using the correct Chime account number.
- Make a $1 or less micro transaction using Cash App.
- Wait until you receive the funds to ensure that account linking is complete.
Step 3: Transfer Money from Chime to Cash App
Once you've confirmed the information, you can start transferring money from Chime to Cash App. You can also use the account number and routing number to initiate a direct deposit from your Chime account to Cash App.
Also Read: How to Transfer Money from Chime to PayPal
How to Transfer Money from Chime to Cash App Without Debit Card
Transferring money from Chime to Cash App without debit card is equally possible. To start, use Cash App's "Add Bank Option" to link your Chime account. To access your Chime spending account, you will need to know your login credentials.
You can add a bank account to your Cash App with the app if you do not know your login details by using your Chime spending account routing number and account number.
Because the Cash App charges fees for credit and debit transfers, you can save money from Chime without using a debit or credit card. The transfers might not be instant, so you should make ahead plans.
How Long Does it Takes to Transfer Money from Chime to Cash App?
The direct deposit may take one to three days to arrive when you transfer money from Chime to Cash App. An instant transfer can be used to speed up the procedure.
However, depending on the transfer option, an instant transfer made using your Chime debit card will cost you a fee of 1.5 percent to 3 percent.
The wait for the money to show up in your account is the worst. Therefore, it is usually advised to test any transfers before doing so.
Final Thought: How to Transfer Money from Chime to Cash App
Transfers between Cash App and Chime are simple.
To transfer money, you don't need to visit a bank and stand in line. All you need is access to both accounts online.
Use your Chime debit card and PIN if you're having trouble logging into your Chime account. The Cash App is used for all connecting, making transfers to your Chime spending account simple.
Frequently Asked Questions
Is It Possible to Send Money from Chime to Other Accounts?
You can send money to other Chime users or to a bank account using Chime. When you transfer money to another Chime account, the funds are immediately available.
Can I Send Money from Chime Account Without Card?
Yes! To begin, log in to your Chime account using your smartphone or computer's online browser. Then go to the tab that allows you to make a money transfer. Enter the amount of money you want to send. To continue, click the Proceed button. Fill in your personal details and click the Pay button.
How Long Will It Take If I Send from Chime to Another Bank Account?
The money will be transferred to another Chime account instantly. The money will be transferred to non-Chime accounts 3 to 5 days after the transfer is completed.