How To Add Money To Cash App Without Debit Card

There are a couple of ways to add money to Cash App without debit card — here are the different ways to do it.
Tebid Kelly
how to add money to cash app without debit card

The concept of P2P has rapidly grown among digital wallets that make use of it — Cash App uses the P2P payment scheme to allow users easily send and receive money online without hassle.

Cash App is one of the popular digital payment apps in the United States as it offers its services to both individuals and businesses.

You'll basically need to add money to your Cash App account balance before you can carry out transactions through the app — one of the easiest ways to add money to Cash App is with a debit card.

However, there are still a couple of ways to add money to Cash App without debit card in case you don't have one.

That said, in this guide, we'll show you how to add money to Cash App without debit card.

Table of Contents

Can You Add Cash to Cash App Without Debit Card?

Yes, you can add cash to Cash App without debit card by receiving funds from other users, through a bank account or via check deposit.

Also Read: How To Send Money On Cash App Without Debit Card

How to Add Money to Cash App Without Debit Card

Cash App is a popular payment service that counts over 44 million active users.

Each user wanting to send money through the platform would have to add money to their Cash App balances of which the most common way to do so is through a debit card.

If you don't have a debit card, here are some few ways to add money to Cash App without debit card that might be of help.

1. Receive Money from Other Users

A great way to add money to Cash App without debit card is to receive money from other users.

All you'll have to do is to look for a trusted friend or relative and request money from them in exchange of physical cash.

You can request and receive money from other users on Cash App as follows:

  1. Open Cash App on your mobile device.
  2. Tap the "$" icon.
  3. Enter how much you want to request.
  4. Next, enter the email address, $Cashtag, or mobile number of the person you would like to request money from.
  5. Type a note or reason to request the money so you're not sending money anonymously. You don't want the recipient to think it’s a fake Cash App payment screenshot generator.
  6. Finally, tap "Request" to request funds from them.

Also Read: How To Send Money To Cash App Without Cash App

2. Use a Bank Account

Another way to add money to Cash App without debit card is though a bank account.

Perhaps, your debit card might have a link to your bank account, but you can use your bank account directly in case you have issues with your debit card or can't find it.

In case you haven't yet linked a bank account to Cash App, here's how to do it:

  1. Open Cash App on your mobile device.
  2. Tap the "Banking" tab on the home screen. 
  3. Select "Link Bank."
  4. Link by following the on-screen instructions for bank information, such as routing number and account number.

To add money to Cash App without debit card through a bank account:

  1. Open Cash App on your mobile device.
  2. Select the "Banking" tab on the home screen. 
  3. Tap "Add Cash."
  4. Enter how much money you want to add.
  5. Select "Add."
  6. Confirm the process by entering your PIN code or using Touch ID.

Also Read: How To Transfer Money From Credit Card To Cash App

3. Mobile Check Deposit

Cash App lets users add money to their Cash App balances through the mobile check deposit feature.

You'll have to take pictures of the front and back side of your check to deposit it to your Cash App account.

To add money to Cash App without debit card through mobile check deposit:

  1. Open Cash App on your mobile device.
  2. Select the "Balance" tab on the home screen.
  3. Scroll down and choose the "Deposit a Check" option.
  4. Enter the deposit amount of the check.
  5. Take a photo of both sides of the check using your phone's camera.
  6. Confirm transaction details.

Also Read: Does Zelle Work With Cash App?

4. In-Store

Cash App works with most retailers to offer users a convenient way to add money to their account balances.

That said, you can add money to your Cash App balance at any participating retailer including; at Walmart, 7-Eleven stores.

To add money to your Cash App without debit card in-store:

  1. Open Cash App on your mobile device.
  2. Select the "Bank" icon on the home screen.
  3. Select "Paper Money."
  4. Select a nearby retail location to deposit money.
  5. Once confirmed, go to your selected location.
  6. Visit the store counter and inform the employee of your transaction.
  7. Opt to "Show Barcode" and follow the prompts.
  8. Once your barcode is scanned, the process is complete.
  9. You'll receive your money with fees deducted from the transfer.

Also Read: How To Transfer Google Play Balance To Cash App

5. PayPal

Another way to add money to Cash App without debit card is through PayPal.

However, the process is not straightforward and you'll need a bank account to use as a bridge for the transaction.

To begin with, you'll need to link your bank account to PayPal.

To link a bank account to PayPal:

  1. Log in to your PayPal account. 
  2. Select "Wallet."
  3. Go to "Link a Bank Account."
  4. Select your bank. Alternatively, if your bank isn't listed, you can manually enter your bank account details or use your online banking login information.
  5. Confirm by clicking "Agree and Link."

Once you've linked your bank account to PayPal, you'll first have to move the funds from PayPal to your linked bank account before you would be able to add money to your Cash App from your bank account.

Also Read: How To Transfer Money From Chime To Cash App

How to Get Cash App Barcode to Load Money?

The Cash App barcode can be used at any participating retailer to load money onto Cash App accounts.

To get Cash App barcode to load money:

  1. Open Cash App on your mobile device.
  2. Select the "Bank" icon on the home screen.
  3. Choose "Paper Money."
  4. Select a nearby location to deposit money.
  5. Check for the option "Show Barcode."

How to Use Cash App Barcode to Load Money?

Once you got your Cash App barcode, you'll want to know how you can actually use it to add money to your Cash App account balance.

To use Cash App barcode to load money:

  1. Go to any of Cash App's participating retailer location.
  2. Tap "Show Barcode" and follow the prompts.
  3. Scan the barcode to complete the process..
  4. You'll receive your money with fees deducted.

Make sure you tap the Show Barcode option only when you're already at the store because it is only valid for 30 minutes.

What Places Take Cash App Barcode to Load Money?

There are a couple places or stores that take work with Cash App and accept the barcode to load money.

Some places that take Cash App barcode to add money include:

  • 7-Eleven
  • Walmart Customer Service Desks and Money Centers
  • Walgreens
  • Family Dollar
  • Sheetz
  • KwikTrip
  • Dollar General
  • H-E-B
  • GoMart
  • StopNGo
  • Speedway
  • Thorntons

Final Thoughts: How to Add Money To Cash App Without Debit Card

In this guide, we've seen the different ways to add cash to Cash App without debit card.

While each of these methods work, they might not be ideal for every one.

Which is why we strongly recommend to take note of the charges and how long it should take when considering a method.

Keep in mind however, that adding money to Cash App is even easier with a debit card, and getting one would benefit you not only with Cash App, but with other transactions that require a bank card.

Frequently Asked Questions

Where can I add money to Cash App without card?

You can do paper money deposits to your Cash App account at participating retailers such as Walmart (Customer Service Desk/ Money Centers), Walgreens, Duane Reade, 7-Eleven, Family Dollar, GoMart, Sheetz, Kum & Go.

Why can't I add cash to my Cash App?

If you can't add cash to the cash app card then perhaps it was due to a card number mistake, an expired debit/credit card, or insufficient funds or you have accessed the Cash app.

Can you use Cash App without a card?

Yes, you can use Cash App without a card, but that would only be possible online through the Cash App mobile application. You can't use Cash App without card for online or in-store shopping.

Can you link a bank account to Cash App without debit card?

Yes, you can link a bank account to your Cash App account even when you don't have a debit card. This, however, does not exempt you from performing some transactions on Cash App.

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About the Author

Tebid Kelly
I'm Tebid Kelly, A Content Creator, Video Producer Financial Consultant and Certified Google Publisher. I write contents for aimtuto.com, financialhint.com which are my two blogs.

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