How Long Does It Take to Transfer Money from ReliaCard to Bank Account?

How long it takes to transfer money from ReliaCard depends on some factors. Here's what you need to know.
Tebid Kelly
how long does it take to transfer money from reliacard to bank account

Many Robinhood users wanting to access their funds quickly wonder how long does it take to transfer money from ReliaCard to bank account.

The most prosperous country in the world should provide equal opportunity for everyone to pursue happiness.

Unpaid bills are never convenient for anyone.

However, that's exactly what might occur if you're unemployed.

For instance, the economic depression brought on by the COVID-19 pandemic resulted in numerous job losses.

In order to assist the unemployed population, the US Department of Labor runs a joint state-federal program that provides cash benefits to eligible workers.

You must have lost your job through no fault of your own in order to qualify for unemployment benefits.

You must submit a claim or certification in person, online, or over the phone in the state where you worked in order to start receiving unemployment benefits.

Depending on your location, you may be able to receive paper checks once you've been approved or have your unemployment benefits directly deposited into your bank account, transferred to a chip-enabled prepaid debit card, or all three.

A number of states distribute unemployment benefits using the USBank ReliaCard.

You can transfer your Unemployment benefits from ReliaCard to your bank account but, how long does it take?

Well, that's what we'll be seeing later in this article.

Table of Contents

What is the ReliaCard?

The US Department of Labor uses ReliaCard, a specialized Visa or Mastercard prepaid debit card issued by US Bank, to disperse unemployment benefits to qualified workers.

After you submit a claim and receive approval for unemployment benefits, your file is sent to US Bank.

The ReliaCard is then sent to you within ten days after it opens a prepaid debit card account in your name.

Your benefits will be automatically loaded onto your card at the start of each payment period.

The card can then be used to pay bills, receive cash back at stores that offer the most cash back, withdraw money from in-network ATMs that dispense $5, $1, $50, and $100 bills, and make purchases at merchants that accept Visa and MasterCard prepaid cards.

The card can be used to buy products and services online. Additionally, you can transfer funds from your ReliaCard account to a bank account.

The ReliaCard is a prepaid card and generally, you can transfer money from a prepaid debit card to a bank account.

Some don't allow money transfers to bank accounts, like NetSpend.

Despite this, you are still able to transfer funds to a bank account using a side-channel method like PayPal.

Transferring money to a bank account is vital because it enables you to carry out transactions that are not possible with the ReliaCard.

How Do I Get the ReliaCard?

You must fully fill out the application form and mail it to the specified address in order to receive the U.S. Bank Visa ReliaCard. You need to enter details like;

  • Your first and last name
  • Your Physical address
  • City
  • State
  • Zip Code
  • Social Security number
  • Date of Birth
  • Email Address
  • Signature
  • Date of application

The US Bank demands a lot of information from you because the federal government mandates that every financial institution obtain and verify such information to support the fight against terrorism and money laundering.

In 5-7 business days after you submit your application, your card will arrive.

The ReliaCard website or mobile app must be used to activate the card after it has been received. After that, you can use the card to make purchases.

How Long Does it Take to Get a ReliaCard?

The time it takes for your state's unemployment agency to approve your claim affects how quickly you can get a Reliacard.

After your claim is approved, your state contacts the US Bank to open your account and send you a ReliaCard.

Within two business days of receiving your completed form from the bank, US Bank will typically mail your ReliaCard.

However, it might take an extra 7 to 10 business days for the postal service to deliver your card.

As a result, it may take ten days or longer for your ReliaCard to arrive.

You can check the status of your ReliaCard on US Bank's website, which reduces the anxiety associated with waiting.

Simply select your program and enter your birthdate and social security number to keep track of your progress.

If you are unable to find anything there, get in touch with your state's unemployment office to learn more about the progress of your unemployment claim.

How do I Track My Reliacard?

For information on how to use the Card Tracker, go to USbankReliacard.com to monitor the status and usage of your ReliaCard. As an alternative, you can check the status of your card using the US Bank mobile app.

Simply choose your unemployment program from the list, enter your date of birth, and social security number to check your card information.

Both techniques and procedures can use up a lot of data, especially if you don't have free internet at home.

A better way to monitor your ReliaCard activities is to sign up for email or text alerts. 

Alerts will be sent out in response to Reliacard deposits, low account balances, pre-authorizations, purchase transactions, purchase declines, and actions taken without a card present or outside of the United States.

The US Bank website and mobile app make it easy to sign up for email and text alerts. To activate your card, just adhere to the directions.

You can text 90831 to stay informed about your ReliaCard activities if you're not tech-savvy:

  • To check your balance, text "BAL."
  • For recent transactions, text "TRANS."
  • For customer service, text "HELP."

How do I Activate ReliaCard for Unemployment?

You can activate your ReliaCard using the ReliaCard mobile app or the US Bank ReliaCard website.

To activate your card through the ReliaCard website, go to usbankreliacard.com and select "Activate Card" from the menu in the top right corner.

You must enter your 16-digit card number and follow the on-screen instructions to activate your card. Additionally, you can use a QR code on the website to activate your card.

You must download and install the mobile app from the App Store or Google Play Store in order to use it to activate your ReliaCard.

Once the app has been downloaded, click the link labeled "Setup Online Access/Activate New Card." You must create a password in order to activate your card.

How Long Does it Take To Transfer Money from Reliacard to a Bank Account?

A complete transfer of funds from ReliaCard to a bank account takes 3 to 5 business days.

The transfer of ReliaCard unemployment benefits to other accounts is not permitted in all states, though.

Therefore, you must first determine whether your program supports card-to-bank transfers.

If your state program permits it, sign in to your benefits account using the US Bank ReliaCard online or mobile app and click the "Transfer Funds" link to start an ACH transfer. A page where you can conduct a bank transfer will be directed toward you

After that, complete all necessary fields, including your routing number.

Once the transfer is finished, the transaction will show up on your card's transaction history as an ACH withdrawal.

ACH transfers need a bank account hold and can take several days to complete, in contrast to wire transfers, which can be finished in a matter of minutes.

Therefore, it will take 3-5 business days for the money to appear in the other account.

I Lost My Reliacard, how do I Get a Replacement?

Through the automated US Bank ReliaCard system, you can obtain a replacement if you misplace your ReliaCard. You can reach US Bank Cardholder Services by dialing 855-282-6161.

The following procedures can be carried out at the number, which is open around-the-clock:

You must first navigate the automated system and respond to a few questions from the automated phone script before speaking with a human agent.

You may be prompted to enter information such as your ten-digit phone number, your card's 16-digit number, and the reason for your call.

Pick 1 or any other number you were given if you're looking for a lost card.

Use the option to contact a ReliaCard customer service agent for help if you can't remember your card details.

How Do I Keep the ReliaCard Safe?

You must take a number of precautions to prevent losing money in your ReliaCard account. Some of them are listed below.

1. Keep your PIN Private

Your card has a unique PIN that only you know. You must therefore safeguard the PIN and never divulge it to anyone. Never record your PIN in a location that is simple to get to, such as your notebook.

2. Pay Online at Sites that You Trust

Never divulge your credit card details to any online merchant that you do not trust. Some people are dishonest and capable of stealing your personal information.

The Google Play Store, Walmart, eBay, and Amazon are a few examples of reliable websites.

3. Report as Soon as You Can

Due to the fact that you can use the card's information to make online purchases of goods and services, you must notify customer service right away if you lose your card.

The card number, CVV, and expiration date are enough to empty your card account, even though it's not like a bank where someone can withdraw money using my account number, ID, and signature.

Additionally, since people can transfer money using only a card's number and CVV, it is important to report a lost card as soon as possible.

Final Thoughts

The ReliaCard is a prepaid debit card that enables you to receive government unemployment benefits.

After you submit an application for unemployment benefits, the card will be delivered between 5-7 business days to the physical address you specify.

The card can be used to make deposits into bank accounts, make online bill payments, and get cash from an ATM. Only the unemployment agency is authorized to transfer funds to your card account.

The time it takes to transfer money from a ReliaCard to a bank account is typically 3 to 5 business days.

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About the Author

Tebid Kelly
I'm Tebid Kelly, A Content Creator, Video Producer Financial Consultant and Certified Google Publisher. I write contents for aimtuto.com, financialhint.com which are my two blogs.

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