How To Convert Visa Gift Card To Cash Instantly

A gift card usually comes with funds that can be converted. Find out how to convert Visa gift card to cash or PayPal.
Tebid Kelly
convert visa gift card to cash

Where has the phrase "cash is king" gone to? Guess its no where to be found now that there are many available convenient digital payment methods like mobile wallets and gift cards that have taken the stage.

A gift card is a prepaid debit card that is loaded with a specific amount, which can then be used to make purchases and other financial transactions.

Most gift cards, especially those that come as a gift, usually turn to become unwanted gift cards since the services they work for might be of no interest for you.

But here's the fact, you can actually convert a Visa gift card to cash or PayPal — so it's time to go get your unwanted gift card from whatever place you kept it.

To help you out, we've compiled the best ways to convert Visa gift card to cash or PayPal instantly.

Table of Contents

10 Ways To Convert Visa Gift Card To Cash Instantly

There are plenty of ways to convert a Visa gift card balance to cash instantly.

No matter the method you choose, you should be aware that you might incur little or huge fees for the service — however, it depends on the method you choose.

1. Sell your Visa Gift Card to a Gift Card Exchange Website

The best option to instantly convert visa gift cards to cash is to use a gift card exchange service such as Gift Card Granny or CardCash – it's as simple as going to a website and selling your gift card.

CardCash and Gift Card Granny both accept a broad variety of gift cards, including Visa gift cards. The best part is that they offer up to 90% return on all transactions.

You must first pick a deal. Once you've selected a Visa gift card with a sufficient balance, you can submit and go through the verification process.

Once this is done, you will be paid for the sale of your gift card. This online option allows you to earn more money than the more expensive rates of gift card kiosks.

Remember that deals come and go, so it may not work with every Visa gift card.

2. Use a Gift Card Exchange Kiosk to Trade it in

A gift card exchange kiosk is another dependable way to convert Visa gift cards to cash.

Machines can be found in certain grocery stores; they're usually yellow, resemble casino slots, and produce similar noises.

You must enter card information into the system, such as the card number and expiration date. After that, you'll be given the option of getting a cash-back offer.

Once you accept, you must print the voucher and present it to a local cashier. That is usually all that is required to make money with this method. Get assistance if you're having issues with card swipes.

Because not every grocery store has a gift card exchange kiosk, it's a good idea to shop around first to avoid wasting time.

Kiosks are useful because they make it easier to convert Visa gift cards into cash.

Other methods require several days to execute the transaction. If you use a kiosk, you'll obtain your money almost instantaneously. Take your identification with you just in case.

It is worth noting that exchange kiosks take up a small amount of your time. If you don't intend to use the Visa card anyway, it's a reasonable compromise.

If you don't like the offer, decline it; you may always cancel before the transaction is completed.

3. Sell Your Visa Gift Card to Someone Else

You could also consider selling your Visa gift card to others.

While this is one of the quickest ways to get that amount, keep in mind that you will most likely have to take less money than the card's balance in order for the other person to buy it from you.

When purchasing a gift card from someone else, most people will only pay a part of the whole amount.

This is because they know it's easier for you to dump the card in this way, and they're also taking a small risk.

Sites like eBay or Craigslist are excellent for these types of sales.

If you're selling a real card, keep in mind shipping costs — and, as is customary on these sites, keep an eye out for scammers. If something seems too good to be true, it probably is.

4. Add Your Visa Gift Card to Your PayPal Wallet

Adding your Visa gift card to your PayPal wallet is a cost-effective way for converting gift card to cash or PayPal instantly.

After you create an account and link your bank account, you can instantly transfer your gift card funds into PayPal.

The transfer takes five business days on average, however there are no fees if you choose the usual transfer option.

Keep an eye on it, though, because some transfer methods can cost up to 3% of your balance.

Check with your bank to ensure you are not being overcharged.

To add your Visa gift card to PayPal:

  • Log in to your PayPal account.
  • Click the "Wallet" option on the top menu.
  • Go to "Link a Card".
  • Fill out the card information in the prompts. Once done, submit the information, and there you go!

Also Read: How To Transfer Visa Gift Card Balance To PayPal

5. Add Your Visa Gift Card to Venmo

Venmo is a smartphone app that works in the same way that PayPal does. It is an online payment service that allows you to add gift card balances and is the preferred option if you want to instantly transfer the balance of your gift card to your bank account.

By following the instructions, you may create an account with Venmo, add your gift card, and link directly to your own bank.

It takes one to three business days to complete the transfer, but there are no costs unless you choose the instant transfer option.

It's possible that Venmo will reject your gift card. One of the reasons for this could be to prevent fraud.

These issues can be resolved by amending the information associated with your bank account. They may also prefer that you contact customer assistance before adding the gift card.

Another possibility is that there is insufficient currency on the gift card. It's always good to check the balance on a Visa card before sending payments.

6. Pay Your Bills With Your Visa Gift Card

This is another another excellent option for converting a visa gift card to cash.

Even if you aren't exchanging the card for huge sums of money, you are still using it in the same manner.

As long as there is money on the card, Visa gift cards can be used to pay bills.

Visa gift cards, like debit cards, feature a card number, an expiration date, and a security code number on the back.

The main distinction is that the cards are not linked to a bank account and instead contain a pre-programmed amount of money on them.

This allows you to pay your bills directly with a Visa gift card, which you cannot do with practically any other type of gift card.

So, if you have an upcoming electricity, water, or phone bill, pay it with your Visa gift card instead.

Most people do not think about using their gift cards to pay their bills, but it has a lot of advantages. To begin, you can use your gift card right away.

You can use the gift card instead if you don't have enough credit. It's an easy way to spend gift cards similarly to cash.

7. Sell Your Visa Gift Card for Cash Through an App

Another option is to sell your Visa gift card on one of the many programs that will buy and resell it for you.

While this is a quick way to convert your Visa gift cards to cash, the fees are extremely expensive, so it should only be used as a last resort if no other options are available.

Raise, for example, offers an app that does this for both iOS and Android, but it comes with a 15% commission. That is quite high.

Prepaid2Cash is a similar service that offers an app for iOS and Android and allows you to exchange your Visa gift cards for cash. This one is distinctive in that it:

  • First you tell them the brand of the gift card (in this case: Visa)
  • They then send you an offer through the app for the card
  • You have no obligation to accept this offer but once you do, they’ll deposit it into your account in up to five business days

8. Purchase Money Orders With Your Visa Gift Card

A money order works similar to a check, except that it must be issued by your bank or a specialist entity.

The good news is that Walmart and certain supermarkets now accept money orders through their customer care departments.

You should verify with each money order provider, but you might be able to purchase your money order using your Visa gift card. This is the same as using a debit card to pay for a money order.

Just make sure the balance on the gift card matches the balance on the money order.

After that, the money order can be cashed or placed into your bank account.

9. Convert Your Visa Gift Card to Cash by Buying and Selling Items

This may necessitate a few extra steps, but it is one great way for earning extra income while converting Visa gift cards to cash (in addition to purchasing merchant gift cards).

Most merchants accept Visa gift cards in the same way they accept credit cards.

As a result, you may use them to buy almost anything at almost any merchant, so hunt for things that are either heavily reduced or in high demand.

In any case, there's a good chance you'll be able to resell the item for more money than you paid for it.

As a result, you'll be able to use your gift card to withdraw cash in the future.

10. Buy Other Merchants Gift Cards with your Visa Gift Card

If a store where you shop does not accept your Visa gift card, you can use it to buy a gift card from the place where you want to shop.

If you go online, you can sometimes purchase them for up to 20% off, which means you get 20% of the Visa gift card value for free.

If you were planning on converting your Visa gift cards to cash in order to get a caffeine fix, this may include Amazon, Walmart, or even Starbucks.

How to Convert Visa Gift Card to Cash PayPal

To convert Visa gift card to cash PayPal:

  1. Go to a gift card exchange platform like Card Cash.
  2. Place your gift card for sale.
  3. Add your PayPal as a payment method.

Once your gift card is sold, the amount will be credited to your PayPal account balance.

Can You Transfer Money From A Visa Gift Card To A Bank Account?

Yes, you can easily transfer a Visa gift card to your bank account.

However, the transfer cannot be completed directly and will require the use of some tricky methods.

To learn more, check this guide on how to transfer money from Visa gift card to bank account.

Can You Transfer Money from a Gift Card to a Debit Card?

While you cannot directly transfer funds from a gift card to a debit card, you can do so indirectly through some tricky ways.

You can use your debit card to access the money if you add your Visa gift card to your PayPal wallet and then transfer the money to your own account.

Similarly, if you sell your card through an app or a website, the company will either send you a check or transfer the money to your bank account.

In either event, the funds will be available in your account for usage using your debit card.

This implies that, while it isn't always possible, you may be able to transfer money from a gift card to a debit card, and the workarounds are really simple.

Can You Take Money Off A Visa Gift Card At An ATM?

Yes, you can take money off a Visa gift card at an ATM, but only if the gift card has a PIN for withdrawal.

In most cases, ATMs bearing the symbols PULSE, NYCE, STAR, and Plus will allow you to withdraw cash from your Visa gift card.

Can You Add a Visa Gift Card To Cash App?

Cash App only accepts Visa prepaid cards and does not accept gift cards. It's uncertain whether Cash App's policy will change in the future.

Check out this guide on which cards work with Cash App to learn more.

Can You Get Cash From A Vanilla Visa Gift Card?

Yes, you can get cash from a Vanilla Visa gift card, though not directly.

A Vanilla gift card differs from a prepaid reloadable gift card. The former cannot get money from local ATMs, whereas the latter does.

With a Vanilla card, you can convert money to cash by transferring it to PayPal or Venmo. Remember that any Visa prepaid card, including gift cards, is accepted.

You can always double-check the balance to ensure that it is correct. It's an amazing option to ensure that you can cash out a gift card without ever using the card.

Exchange kiosks are also available, but they are not always available. The kiosks do incur some costs, but they are the most convenient way to collect your gift card rewards.

I strongly encourage you to locate a nearby grocery store that has this machine. It's arguably one of the most secure methods of converting a Visa gift card into cash.

You can sell to any local merchant, but keep in mind that transaction fees will apply. If you only intend to sell a few cards, the fees will be minimal.

Can You Turn a Visa Gift Card into Cash in Hand?

There are a few options for converting a Visa gift card into cash in hand, but most of them require you to trade your card in person, such as selling it or converting a Gift Card Kiosk coupon into cash.

Transferring funds to your PayPal or bank account, on the other hand, is as close to having cash in your hands as you can get. Simply add the step of withdrawing it, and you're done.

Convert Visa Gift Card to Cash: FAQs

Can I convert a gift card to cash?

You can easily turn gift cards into cash (or more desirable gift cards) through reputable sites like Raise and CardCash. The site you choose will depend on the ease of sale and the type of gift card you have. You won't get full value for it, but that's still better than letting a gift card go unused.

How can I convert my Visa Gift Card?

There different ways to convert a Visa gift card to cash include; Sell it to a Gift Card Exchange Website, Add your Visa gift card to your PayPal Wallet. Add it to your Venmo account. Buy Other Merchant's Gift Cards. Use A Gift Card Exchange Kiosk. Pay Your Bills With Your Gift Card. Sell Your Gift Card Using an App.

Final Thoughts: Convert Visa Gift Card to Cash

A Visa gift card offers a convenient way to pay for goods and services.

However, if getting cash directly from the Visa gift card is what you'd prefer, then there are lot of ways to convert the Visa gift card to cash.

Among the different available methods, selling the Visa gift card for cash is one of the convenient way for converting the gift card balance, however, adding the card to PayPal should come with lot of transactional benefits.

I'll strongly recommend you to explore the different methods and pick out which of them is best for your.

About the Author

Tebid Kelly
I'm Tebid Kelly, A Content Creator, Video Producer Financial Consultant and Certified Google Publisher. I write contents for, which are my two blogs.

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